American Liberty Mortgage, Inc. Celebrates 23 Years of Helping Homeowners This month, American Liberty Mortgage, Inc. is celebrating a meaningful milestone — 23 years of service in the mortgage industry. Since its founding in 2003, this trusted mortgage company has...
The Mortgage Industry in 2026: A Loan Officer’s Perspective As we move into 2026, the mortgage industry continues to reward experience, adaptability, and clarity. After multiple market cycles, it’s clear that success today isn’t driven by volume alone—it’s driven by...
ALM NOCO February 2026 Events What better way in Colorado to celebrate this most romantic time of the year than with the 8th Loveland Sweetheart Festival? Experience Valentine’s Day in America’s Sweetheart City with celebrations happening in the downtown historic...
New 2026 Conforming Loan Limits: NoCo Buyers, Here’s What You Need to Know The Federal Housing Finance Agency (FHFA) has announced the 2026 conforming loan limits, impacting mortgages purchased by Fannie Mae and Freddie Mac. For most of the U.S., the baseline for...
Why Real Estate Investors are turning to DSCR Second Mortgages in Today’s Market The housing market has gone through a notable shift, and savvy real estate investors are adapting quickly. With investor transactions now comprising nearly 30% of total purchase volume,...
Figure: 7 TAC §80.200(b) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
